Alabama Bankruptcy Attorneys
There is a lot of information out in the public about bankruptcy that is distributed by media, by word-of-mouth and by other sources. Some of this information is incomplete. Some is flat out wrong. Unfortunately, these misconceptions often prevent people from pursuing bankruptcy, even though their situations would be greatly improved in the process.
These misconceptions may be easily cleared up by speaking with an experienced and knowledgeable bankruptcy attorney. At the Birmingham law firm of Gina H. McDonald & Associates, we can explain the process of bankruptcy, what rights you have under the law and how Chapter 7 or Chapter 13 bankruptcy can help you get the debt relief you need.
Understanding Bankruptcy Misconceptions in Alabama
Some of the more common misconceptions regarding bankruptcy in Alabama may include:
- The new law prevents you from filing for bankruptcy: Nearly everything that could be done under the old bankruptcy laws can be done under the new laws.
- The process of filing is difficult: With an experienced attorney, the bankruptcy process is relatively straightforward.
- I don't want to lose my house or car: No. Under bankruptcy, you may be able to keep your home, car, household goods and other properties.
- I will never be able to apply for credit again: Many people who file for bankruptcy receive offers for credit soon after a bankruptcy is over and may apply for a car or house after only a couple of years.
We can provide answers for these and other bankruptcy questions that will help you understand your rights.
Get the Information That You Need
Make an appointment and talk with one of our experienced bankruptcy lawyers. We have offices in Birmingham and Oneonta. Contact our firm by e-mail or by calling us toll free at 888-412-9047.