Hoover, Alabama, Bankruptcy Law Lawyers

Alabama Full-Service Bankruptcy Firm

Are you struggling to keep up with your debt? You don't have to wait until it is too late to get help. At Gina H. McDonald & Associates, our bankruptcy attorneys help you to work toward a debt-free future.

If you have questions about debt relief, please contact Gina H. McDonald & Associates at (205) 453-4497.

Our Alabama lawyers understand the complexities and misconceptions of bankruptcy. We understand the challenges you face and can help you retain your assets.

Filing bankruptcy is a big step. That is why at Gina H. McDonald & Associates, you work directly with an attorney who will guide you through the process, answering your questions and helping you understand your options. We can answer your questions regarding:

• Chapter 13 : Also known as debtors' court, you can discharge your debt within five years and keep your assets by filing for Chapter 13 bankruptcy.
• Chapter 7 : If you qualify for Chapter 7 bankruptcy, you could receive a full and complete discharge of your debt within as little as 90 days.
• Chapter 11 : Also known as business bankruptcy, Chapter 11 allows companies to set up a repayment plan and maintain professional relationships.
• Mortgage modification and foreclosure: We can negotiate with your lender to create a payment plan you can afford, or we can help you file for bankruptcy, which will stop a foreclosure on your home.
• Dealing with creditors: Our attorneys can help you stop harassing phone calls and fix incorrect credit reports.
• Garnishments, judgments and liens : Have creditors started taking money from your wages or bank accounts? You can stop them today.
• Student loans and tax debt : You cannot eliminate student loans or tax debt through bankruptcy, but you do have options available.
• Bankruptcy and divorce : Is your divorce complicated by your ongoing bankruptcy? We handle couples with joint debt and other family law issues.
• Repossessions : Filing bankruptcy can stop banks and other lenders from repossessing your property, including your home and car.
• Exemptions : Are you worried you will lose everything after filing bankruptcy? We can help you manage your exemptions.
• Debt consolidation : We can help you combine debt into one, lower monthly payment.

Personal Injury in Alabama

If you have financial concerns after you suffered a personal injury, we can help. If you are unable to pay off your medical bills and you have lost wages after your accident, we can protect your rights and help you get the medical attention you need and financial compensation you deserve.

Contact Us

If you are struggling with your personal debt, you can take action today to get the financial relief you are looking for. At the Mobile/Baldwin County area offices of Gina H. McDonald & Associates, we will take the time to listen to your concerns and help you come up with a bankruptcy plan that works for you. Contact us today for an initial consultation.

We are a debt relief agency. We help people file for debt relief under the Bankruptcy Code.

The following language is required pursuant to Rule 7.2, Alabama Rules of Professional Conduct. No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.