Alabama Chapter 7 Bankruptcy
Are you looking for a fresh start after tirelessly trying to pay back your creditors? If you seek a complete discharge of all your debts, Chapter 7 bankruptcy may be right for you. At the Birmingham, Alabama, offices of Gina H. McDonald & Associates, we can help you file for Chapter 7 bankruptcy and stop harassing phone calls from creditors. You have questions about Chapter 7 bankruptcy. Don't wait to get answers.
If you have questions about debt relief, please contact Gina H. McDonald & Associates at (205) 453-4497.
After recent federal law change, there is a lot of misinformation about Chapter 7 bankruptcy. If you are thinking of applying for Chapter 7, you may not know what to expect. That is when a Chapter 7 bankruptcy attorney can help. When you step into our offices, we will take the time to listen to your concerns, help you organize your financial information, and discharge your entire debt.
One month after filing for Chapter 7 bankruptcy, you will have a mandatory court appearance with your attorney in front of a Chapter 7 trustee at a meeting of creditors. In another sixty days your discharge will be entered. That means in most cases that, within ninety days of filing for bankruptcy, you could wipe out your entire debt. We can also help you explore options for retaining your assets and provide you with mandatory credit counseling.
Important Bankruptcy Information
There is certain information you are going to need to prepare, in order to file for bankruptcy. The sooner you get us this information, the sooner we can help you get the debt relief you deserve. Our liquidation bankruptcy lawyers are ready to help you today. You can hasten the process, by bringing the following information to your free initial consultation:
- Driver’s license, social security card
- Two years' filed tax returns (most currently filed return and last return filed prior to that)
- 6 months of previous payroll and pay stubs
- Six months of bank statements prior to visiting our office, to include every bank/investment statement you have any interest in
- Tax assessment of your real property
- All of your bills – medical bills, credit card bills, etc.
- Judgments and pending lawsuits against you
- Any information of lawsuits you are pursuing
- Vehicle information and proof of insurance
If you are approved for Chapter 7 bankruptcy, you could have your entire debt discharged within three months. At Gina H. McDonald & Associates in Birmingham, Alabama, we can help you get the debt relief you deserve. Contact us today for an initial consultation.
We are a debt relief agency. We help people file for debt relief under the Bankruptcy Code.
The following language is required pursuant to Rule 7.2, Alabama Rules of Professional Conduct. No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.