Alabama Collection Lawsuits
If a creditor has filed a lawsuit against you, it is important that you take the threat seriously and deal with it as soon as possible. Legal action by your creditors cannot be ignored. If you do not address collection lawsuits as soon as possible, you will make things much worse than they are. If you do not answer a collection lawsuit, you are giving your creditors a judgment against you. This will allow them to garnish your wages, place a lien on your home or automobile, or empty your bank accounts. Once a judgment has been entered against you, it becomes more difficult to get rid of that debt in bankruptcy.
At the Birmingham, Alabama, law firm of Gina H. McDonald & Associates, our lawyers have helped clients throughout Alabama find effective solutions for debt relief. Whether you are already facing a lawsuit, or simply worried about them in the future, our firm can work with you to find the best solution for dealing with credit card bills, medical bills, home and auto loans, and other types of debt. We also represent clients in debt settlement negotiations.
What to Do About Collection Lawsuits
When you are served with a debt collection lawsuit, you should take action immediately. If you do nothing, you have done half of their work for them. Even if you do owe the debt, there are ways to delay the entry of a judgment against you, and to buy yourself time to prepare yourself and your family for bankruptcy. We help clients throughout Alabama stay one step ahead of creditors and bill collectors, and make sure that your financial rights are protected.
Lawsuits and Bankruptcy in Alabama
Schedule an appointment and talk with one of our experienced attorneys about what to do regarding collection lawsuits. We have offices in Birmingham and Oneonta. Contact our firm by e-mail or by calling us toll free at 888-412-9047.