Fixing Incorrect Credit Reports
Does your debt still show up on your credit report even though you already paid it off? Your creditor is required by federal law to accurately report your credit. If your credit score has not been fixed, you can take action under the Fair Credit Reporting Act. At the Birmingham, Alabama, offices of Gina H. McDonald & Associates, our attorneys can pursue litigation on your behalf to make sure your credit is reported accurately.
Call today to get the debt relief you deserve.
Gina H. McDonald & Associates • (205) 982-3325
After working hard to pay off your debt, the last thing you want to deal with is a credit report dispute. You can file a suit against your creditors so that they comply with Fair Credit Reporting Act regulations and fix your report. The bankruptcy process was set up so people could pay off their debts and rebuild their credit. Don't let your creditors prevent you from the economic stability and peace of mind you deserve.
Preventing Incorrect Credit Reports
At Gina H. McDonald & Associates, we work hard from the beginning to make sure that our clients don't deal with incorrect credit reports. If you file for bankruptcy through us, we send out letters to all three credit bureaus once your debt has been discharged. There is no excuse at that point for the credit unions to not make the necessary changes, and we will work to make sure that changes are accurately reflected in their reports.
Debt Negotiation
Did you run up a bad debt a few years ago? Is it still showing up on your credit report and affecting your ability to get a loan or mortgage? You may have plenty of money now, but your previous debt could be preventing you from making the economic decisions you would like. We can negotiate with creditors on your behalf for all outstanding and previously paid debts.
Contact Us
Don't let a bad credit report stand in the way of your economic freedom. You rights are protected under the Fair Credit Reporting Act. At Gina H. McDonald & Associates in Birmingham, our lawyers can help you make sure your credit is reported accurately. Contact us today for an initial consultation.
We are a debt relief agency. We help people file for debt relief under the Bankruptcy Code.
The following language is required pursuant to Rule 7.2, Alabama Rules of Professional Conduct. No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.
