What is Debtors' Court?
- Are you thinking about filing Chapter 13 bankruptcy?
- Are you worried about attending Debtors' Court?
- Do you know what to expect when attending Debtors' Court?
Attending Debtors' Court is necessary when a debtor consolidates his or her debt into one lower monthly payment. This court appearance can be unsettling if you do not know what to expect. At Gina H. McDonald & Associates, in Birmingham, Alabama, our bankruptcy attorneys can offer the legal representation you need during the Debtors' Court process.
If you have questions about debt relief, please contact Gina H. McDonald & Associates at (205) 453-4497.
Making Payments
After consolidating debt, a debtor makes one payment every 30 days to a trustee. The payment schedule is typically between three or five years, after which most of the remaining debts will be discharged. The sooner you contact our office, the sooner we can begin working out a payment plan that helps you achieve debt relief.
Attending Debtors' Court
You will need to attend court twice. During the first court meeting, the trustee ensures you have made the necessary mortgage payments and the debt consolidation paperwork has been completed and filed correctly. The second court appearance is a confirmation hearing. A judge will review all paperwork to make sure it was filed in a timely manner. You must have made a minimum of two monthly payments at this time.
Contact Us
If you are consolidating debt and filing bankruptcy, you will need to attend debtors' court. At the Birmingham, Alabama, law offices of Gina H. McDonald & Associates, our lawyers will explain the process and answer any questions you may have about what to expect. Contact us today for an initial consultation.
We are a debt relief agency. We help people file for debt relief under the Bankruptcy Code.
The following language is required pursuant to Rule 7.2, Alabama Rules of Professional Conduct. No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.
